eCredit.com, Inc. Privacy Policy

Overview

Your privacy is important to us. To better protect your privacy, we provide this notice explaining our online information practices and the choices you can make about the way the information obtained through this website is collected and used.

Our website contains links to other websites operated by third parties. eCredit is not responsible for the online information practices or policies of such third party websites and this Notice does not apply to those websites.

Application of This Notice

This Notice applies only to the information collected by eCredit from the users of this website. It does not apply to information collected by eCredit in any other way, including offline.

The Information We Collect

Our website is not set up to automatically collect personally identifiable information from each visitor to our website. It does recognize the home server of visitors, but not email addresses. For example, we can tell which Internet Service Provider our visitors use, but not the names, addresses or other information about our visitors that would allow us to identify the particular visitors to our website. This information is used only for internal purposes by our technical support staff.

Our website does track certain information about the visits to our website. For example, we compile statistics that show the numbers and frequency of visitors to our website and its individual pages. These aggregated statistics are used internally to improve our website and for product development and marketing purposes generally. Those aggregated statistics may also be provided to advertisers and other third parties, but again, the statistics contain no personal information and cannot be used to gather such information.

In a few areas on our website, we ask you to provide information that will enable us to verify whether you are entitled to access and use certain information, materials and services available from our website, or to enable us to enhance your site visit, to assist you with customer service or technical support issues, or to follow up with you after your visit, or to otherwise support your customer relationship with eCredit. It is completely optional for you to participate. However, failure to participate may mean that you cannot access and use certain information, materials and services.

  1. Log on to certain areas of our website, at which point you may be prompted to provide us with your UserID code and password as a condition to gaining access to certain information, materials or services; or
  2. Register or sign up to use an eCredit service; or
  3. Subscribe to a newsletter or desire to be added to our mailing lists for other products or services; or
  4. Place an order; or
  5. Participate in a sweepstakes or other promotional offer; or
  6. Provide feedback in an online survey.

In each of the instances above, we typically ask for your name, email address, phone number, address, product preference information, UserID code and password, as well as other similar personal information that is needed to register or subscribe you to services or offers. On occasion, we may ask for additional information to enable us to provide you with access to and use of certain information, materials and services. In the case of newsletters or mailing lists, you will be able to "unsubscribe" to these mailings at any time.

How We Use Personal Information Obtained Through the Website

The personal information you provide to us when using our website, such as your name, postal or email address or telephone number will be kept confidential and used to support your customer relationship with eCredit, and to notify you of special offers, updated information and new products and services from eCredit, offers from third parties that we think may be of interest to you, or used by eCredit or third parties for the purpose of conducting market research or surveys on behalf of eCredit. Agents or contractors of eCredit who are given access to your personal information will be required to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for eCredit.

Circumstances may arise where we are required to disclose your personal information to third parties for purposes other than to support your customer relationship with eCredit, such as in connection with a corporate divestiture or dissolution where we sell all or a portion of our business or assets (including our associated customer lists containing your personal information), or if disclosure is required by law or is pertinent to judicial or governmental investigations or proceedings.

You Can Opt Out of Receiving Further Marketing from eCredit at Any Time

We will send you information about our various products and services, or other products and services we feel may be of interest to you. Only eCredit (or agents or contractors working on behalf of eCredit and under confidentiality agreements) will send you these direct mailings. If you do not want to receive such mailings, simply tell us when you give us your personal information. Or, at any time you can easily opt out of receiving further marketing from eCredit by emailing us at privacy@ecredit.com.

Our Commitment to Data Security

To prevent unauthorized access and maintain data accuracy, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect online.

How You Can Access or Correct Your Information

You can request a copy of the personally-identifiable information that eCredit has collected about you via the website by emailing us at privacy@ecredit.com. You can also request to have factual inaccuracies in this information corrected by emailing us at privacy@ecredit.com.

How to Contact Us

If you would like to contact us for any reason regarding our online information practices, please email us at privacy@ecredit.com.